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Norwich Union

Norwich Union, an Aviva company, offers affordable and comprehensive insurance policies to all UK residents. Anyone looking to insure their car, home, life or health can find a policy that suits their needs. In addition, Norwich Union sells various savings, investments, pensions and retirement plans.

Aviva is the fifth largest insurance group in the world. It is also the largest insurance provider in the UK, and the leading provider of life insurance and pension products in Europe. Avivaís 57,000 employees work diligently to serve the companyís 45 million customers worldwide.

Over the next two years, Norwich Union will change its name to Aviva. This name change comes as Aviva grows into a globally-recognized company. Aviva has a presence in 27 countries worldwide; it operates as Aviva in 20 of those countries. By being united as one company globally, Aviva hopes to continue offering its customers the best products and services while bringing new products and ideas to the UK insurance market. Any UK resident with a Norwich Union policy need not worry; all policies and terms and conditions will remain the same. Norwich Union will further notify existing customers of the name change when it takes place.

Corporate Social Responsibility
Aviva and Norwich Union are socially responsible companies. Norwich Union monitors all calls made to its call centres to ensure a high level of quality service. To promote a greener lifestyle among its customers, Norwich Union grants drivers of hybrid and biofuel cars a discount on their insurance premiums. And through its fund management business - Morley - Aviva is making socially responsible investments. By investing in companies that impact the world in a positive way - through good social, environmental and corporate governance practices - Aviva rewards companies for making a difference in the world while influencing other companies to change their habits for the better.

UK Athletics
Aviva stands behind UK Athletics. Medical research shows that active children are healthier than sedentary children. Along with a healthier lifestyle, active kids show a higher level of confidence and discipline. Also, children involved in sports learn about the importance of teamwork. To help all children benefit from learning these important life lessons, Aviva has implemented various schemes, in partnership with UK Athletics, to help kids get moving. The schemes are designed to involve children of all ages, from those trying a sport for the first time to those competing in an event. Over the years, many of Britainís top-performing athletes have benefitted directly from the program, including Jessica Ennis, Nathan Douglas and Kelly Sotherton.

Last year, Aviva and UK Athletics initiatives helped over one million kids get active. By 2010, the program will be implemented in almost every school across the UK; 100,000 teachers and ten million children should benefit from the initiatives.

Commitment to the Environment
By offsetting their CO2 output, Aviva was the first insurer to go carbon neutral in 2006 in its worldwide operations. Aviva also helped the environment by using zero emissions electricity. Today, over 61 percent of electricity used in Aviva buildings around the world comes from zero emissions sources. And in 2007, the company reduced its total carbon emissions by 10.8 percent. Aviva was named a member of the United Nations Environment Programme Finance Initiative Climate Change Working Group. By working with the UN, and with Earthwatch and BTCV in the UK, Aviva is promoting green thinking among its employees and customers.

Norwich Union Monthly Car Insurance

Instead of the year-long term of most car insurance policies, a monthly car insurance policy covers you and your vehicle for up to 28 days. This is just enough time for you to take delivery of a new car from your dealer. And if your friend needs to borrow your car for a week, you can take out this policy to ensure that your car is properly protected. A Monthly Car Insurance policy will temporarily insure you to drive another car; it will also insure another driver to use your car. You can set the length of the policy term, from one day to 28 days. This type of cover costs as little as £4.20.

The Monthly Car Insurance policy protects your car from loss and damage - whether caused by fire, theft, vandalism or accident - for up to £40,000. If you severely damage a car, and the repair bill costs more than 60 percent of the carís UK list price, Norwich Union will pay for a new car replacement. If you cannot drive your car to a repair shop following an accident, you can claim the cost of the tow; Norwich Union also pays for the cost of delivering your fully-repaired car to your home address. If you are held legally responsible for another personís death or injury, or if you damaged private property with your car, your legal liability is covered up to £5m.

Norwich Union offers European cover to all of its policy holders. The standard policy provides you with third party cover in mainland Europe. If you pay an additional 20 percent surcharge, you can upgrade to a comprehensive European cover. With this option, you can enjoy all of the benefits of a UK policy in continental Europe.

The excess you pay depends on the type of car you own; your schedule outlines all of your applicable excesses. You can purchase your policy through Norwich Unionís website; the site is secure and convenient, and once the transaction is approved your cover is immediate. Norwich Union operates a 24-hour Monthly Car Insurance claims line; if you have to make a claim, the process is easy and hassle-free.

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